Quit Smoking to save lots of Money

http://www.effectsofsmokingcigarettes.net/2013/09/quit-smoking-to-save-lots-of-money.html
Quit Smoking to save lots of Money
Health isn't truly the only factor in why individuals are intending to quit smoking now or perhaps in the near future. The price of smoking has a direct impact to their way of living, limiting the quantity of money they can contribute towards the cost of living of the household.

Smoking is a very expensive habit, and it's worse when you smoke one or more pack per day. Smokers may start out smoking relatively few cigarettes per day, but once the addiction continues on, they start upping the number of cigarettes they need to use each day in order to feel the mood enhancement, so that the cost of the habit goes up consequently until they result in the decision to quit smoking.

Right now, you can calculate the money you spend by figuring out what number of packs per day you consume and multiplying that amount by 365. That's your monthly cost of the nicotine habit, which would fall to zero should you decide quit smoking instead.

For instance, if you live in a state where a pack of cigarettes is approximately $3.58, which is low compared to several state prices, and you smoke one pack per day, then you're racking up a $1,306.70 per year habit.

Wouldn't you rather quit smoking and do something extravagant with $13,067 in ten years than have health complications from a smoking habit? Of course those who are up to 3 packs per day in a state where the price of cigarettes is well over $5 per pack, see an even bigger impact to their finances.

If you were to quit smoking a pack a day today and place the money you're using toward cigarettes into a 401(k) that makes you at least 9% interest, then you'd have a quarter of a million dollars in the next 30 years.

Should you decide don't quit smoking, then you'll also be paying other costs associated with your habit. For instance, smokers have a heftier bill for teeth cleanings and dry cleaning, in order to obtain the stains and odors out.

Unless you quit smoking, you're also plagued with higher insurance costs because health care providers know the impact smoking causes on the health economy of our nation.

Have to sell your car? If you've been smoking in it, you won't get as much for your trade-in while you would should you decide had quit smoking. Plus, studies have shown that smokers earn less and risk being unemployable by companies with a no-smoking policy.

These costs don't even factor in the healthcare costs associated with smoking. When you look at the health impact smoking has, the price is even greater. Quit smoking for your wellbeing, but also to reduce your financial waste and place that money toward your lifelong dreams.